Insights

Insurance AI, filings, and actuarial operations

Practical analysis for carrier executives, actuaries, and product leaders modernizing the insurance rate filing process and underwriting workflows.

2026-03-18

Why Insurance Carriers Fail at AI (and How to Fix It)

Most insurance AI programs underperform because carriers optimize for pilots instead of throughput. This guide explains the structural fixes that create measurable underwriting and filing ROI.

insurance AI strategyinsurance rate filing requirementsserff filing processunderwriting automation

2026-03-17

The SERFF Bottleneck: Why Rate Filings Are Still Manual in 2026

Despite digital submission tools, most carriers still run a manual SERFF filing process. This article breaks down where the bottleneck really sits and how to remove it.

serff filing processinsurance rate filing requirementsrate filing automationworkers compensation rate filing

2026-03-15

What Is a SERFF Filing? (Complete Guide for Carriers)

A practical guide to the SERFF filing process, including required artifacts, review expectations, and the operational controls carriers need to improve speed and quality.

what is a serff filingserff filing processinsurance rate filing requirementsloss cost multiplier explained

2026-03-14

Workers Compensation Rate Filings Explained

A carrier-focused guide to workers compensation rate filing mechanics, including assumptions, loss costs, multipliers, and regulator expectations.

workers compensation rate filinginsurance rate filing requirementsloss cost multiplier explainedserff filing process

2026-03-13

The Future of Actuarial Work: AI Agents and Automation

Actuarial roles are not disappearing; they are being reallocated. This article explains where AI agents create value and where human actuarial judgment remains essential.

actuarial automationinsurance ai strategyserff filing processworkers compensation rate filing